If you can’t afford travel insurance,
then you can’t afford to travel.
In most cases your travels with go without a hitch. You’ll not have to experience the nightmare of being seriously ill or injured in a foreign country. But if you do, the last thing you want is not having the support or financial means by which to get treated and flown home.
For that alone, travel insurance is worth every cent.
1. Medical Emergencies & Evacuation
As mentioned above, If there is one reason to buy travel insurance, this is it. Hospital costs can approach €10,000 per day, while emergency transport home for treatment (medical evacuation) can easily exceed €100,000.
2. Trip cancellation
This covers you for costs if you suddenly find you can’t go on your trip for some unforeseen reason such as illness, an accident or a death of a close relative. The important thing to remember here is that for this section to be useful, you have to buy travel insurance when you start booking tickets and not the week before you leave.
3. Baggage & personal belongings
Loss of your personal belongings is often the main reason most people buy travel insurance. If you are taking your laptop, camera and other valuables with you, some of travel insurance plans allow you to specify these items to cover their higher value.
4. Personal liability
First off this is not insurance for liability while you are driving a car. If you are involved in an accident or accidentally cause damage (for example, a cup of tea poured over someone’s laptop) and are held accountable for it, insurance can cover your liability.
Travel insurance: simple & flexible
You can buy and claim online, even after you've left home. Travel insurance from WorldNomads.com is available to people from 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.